Will the refi work?

Refi Check shows how much of your cash stays in a BRRRR after the refinance, and what happens when the appraisal, rate, timing or rent comes in worse than planned.

How is "cash left in" calculated?

All-in cost (price, closing costs, rehab, points, interest and holding costs until the refi) plus refi closing costs, minus the new loan. The purchase loan cancels out because the refinance pays it off.

Why is my refi loan smaller than the LTV?

DSCR lenders cap the loan at whatever the rent supports. Refi Check uses the lower of ARV × LTV and the largest loan where rent ÷ PITIA meets your lender's minimum DSCR. When rent is the limit, the app says so.

What do the colors mean?

Green: positive cash flow with 10% or less of your all-in cost left in the deal. Red: negative cash flow, or more than 35% left in. Amber: everything in between.

How do I cancel or restore a subscription?

Cancel in iPhone Settings › your name › Subscriptions. To restore on a new phone, open Refi Check › Settings › Restore purchases, signed in to the same Apple ID.

Is my data private?

Yes. Your deals stay on your iPhone. See the privacy policy.